In our presentation, "Guiding You Through Retirement", we walk through three case studies that show how thoughtful, early planning changes when you can retire, how much you keep, and how confident you feel getting there.

The three skits covered include:

The Medicare Monster Under the Bed — Jason (52) and Jessica (51) want to retire before 65 but worry about health insurance costs and subsidy cliffs. We look at how brokerage accounts can support early retirement and subsidy planning, and why premiums don't have to keep you working until 65.

The Retirement Relay — Chuck (61) and Glo (55) are stepping into retirement at different times. We map the "bridge period" between the last paycheck and Social Security, and why delaying benefits, managing taxable income, and coordinating cash flow matters so much during those years.

The Retirement Tax Puzzle — Dale and Donna, both 65 and newly retired, want to navigate taxes wisely. We break down Roth conversions by tax bracket, Required Minimum Distributions and that first-year timing decision, the IRMAA income limits that quietly raise Medicare premiums, and gifting an early inheritance to children.

This presentation is designed to inform, empower, and reassure—because retiring at 60 instead of 65 often comes down to planning early, not luck. We look forward to continuing to serve as your trusted advocate. Find us online at https://clientfirsttaxandwealth.com or email us at [email protected]. If you prefer talking to a live individual, give us a call at 262.335.1700 We help people secure the financial confidence they deserve.

This presentation is for informational and educational purposes only and should not be used to make investment decisions. Nothing on this website should be interpreted to state or imply that past performance is an indication of future performance. All investments involve risk and unless otherwise stated, are not guaranteed. Client First Investment Management, LLC is a registered investment adviser with the SEC. Insurance products are offered through Client First Insurance Services, LLC. Client First Investment Management, LLC and Client First Insurance Services, LLC are affiliated through common ownership. Clients or prospective clients are under no obligation to use any of the affiliated businesses or services. Full disclaimers, disclosures, and terms of use can be found here: https://clientfirsttaxandwealth.com/disclosures