Retirement Planning FAQ’s

Financial Advisors Answer All Retirement Planning Questions

The Wisconsin retirement planning specialists at Client First Tax and Wealth Advisors understand the importance of getting a head start on saving for a financially secure future. We are here to help answer any questions you may have regarding retirement plans. We work with everything from 401(k)s to Federal Thrift Savings Plans.

Our retirement plans are custom tailored to your needs. We create a plan based on your income, spending habits and a variety of other factors which affect your financial future, so you can live comfortably after retirement. Read the frequently asked questions below or review our retirement planning process to see the steps we take to help you get started saving money.

Check out our investment recommendations sample PDF to see an example of the recommendations that our clients receive. Our recommendations are designed to be as straightforward as possible.

We work all retirement plans with fund choices. Some examples are 401(k)s, 403(b)s, 457(b) Deferred Compensation, and the Federal Thrift Savings Plan (TSP). We also advise plans featuring company stock as an investment option and small business plans like SEP IRAs and SIMPLE IRAs. If you have a retirement plan through your employer, chances are we can help you manage and potentially grow your retirement account.

We monitor the investments every day the markets are open. When a change is needed, you will receive an email notification or text with your new allocation recommendation.

First, we determine your investment style – conservative, moderate, or aggressive. Then we compare the funds available in your workplace retirement plan to find the investments we believe will best meet your objectives. We pass those recommendations on to you.

If market conditions change and warrant a new allocation, we will quickly alert you with your new recommendations via email or text message.

You do. We will advise you about changing your fund allocation through email or text and it is your responsibility to make the necessary changes. Don’t worry… our personal investment management system makes this a quick and simple process. Clients can always call us directly to ask any questions they may have regarding our recommendations.

Please email the new investment choices to [email protected] or fax them to (262) 335-1713. Once we have this information, we will make the necessary changes in our system. Clients will then receive an email detailing the updated choices and your new investment allocation options. It is very important that you inform us right away when changes are made to your workplace retirement plan.

Absolutely. We will add any company's retirement plan. We just need a list of the fund choices available through your workplace retirement program. The best way to sign-up is for you to call us directly at 262-335-1700 or visit our office in West Bend, Wisconsin.

Yes. You may be eligible to rollover your old retirement plan to your new employer's retirement plan. Consult your current plan administrator to see if this is permitted. If not, ask us how we can help you roll your old workplace retirement plan in to a self-directed IRA.

Our basic rate for workplace retirement program management is $49.95 per month.
This price includes:

  • Set up
  • Initial Allocation
  • Ongoing allocation monitoring and allocation changes as needed
  • Quarterly Reviews
  • Personal help from an investment advisor

Ask about discounts that may apply!

We accept all major credit cards. We can also invoice you quarterly for payment by personal check.


Request a free initial consultation to learn how our fiduciary team and our Adaptiv Investment Management System™ is able to help you and your 401k funds.