Investment Planning FAQ’s

Investment Planning FAQ’s 2018-04-04T18:58:18+00:00

Common Investment Planning Questions

Client First Investment Management provides expert Wisconsin retirement planning advice for people of all ages. Our goal is to help you build and maintain a stable financial future for you and your family. Whether you are in need of 401(k) advice, investment management services, retirement income planning, or social security planning, Client First Investment Management has experienced Wisconsin financial advisors for you.

Our financial advisors will guide you through our step by step investment consulting process to find the best path towards a stable future. Client First Investment Management’s Wisconsin retirement planning services don’t stop after determining what you need. Our professional financial advisors will keep track of changes in your accounts and investments, and notify you as soon as you need to make changes in your financial plan.

Client First Investment Management provides you with knowledgeable information on investment planning. We want you to be aware of financial planning services available to you and help you save money. Browse our investment planning frequently asked questions below to learn more about investment planning services and Client First Investment Management.

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Our West Bend retirement planning specialists work with virtually all investment and retirement plans. We guide you through 401(k), social security, retirement and investment plans of almost any type.

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We recommend investing as early as your twenties so you have maximum earning potential in the future. Many make the mistake of waiting until their 30’s or 40’s to open a 401(k) account and consequently earn less retirement income.

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Contact our West Bend financial planners to set up a meeting. We will discuss your financial goals, current income, lifestyle and other factors to help you reach your ideal long-term retirement plans.

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Our West Bend financial planners utilize years of experience to keep track of the constantly changing market for you. We’ll monitor your accounts and review your plan regularly to ensure your plan is relevant in the current economy. Our financial advisors will alert you of changes and possible actions to take, so you can continue saving the most money.

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It depends on your age, lifestyle choices, current income, and how you envision your life after retiring. Once you set up a consultation with us, our certified financial planners in West Bend will meet with you for an in-depth discussion and to draft a financial plan to best serve your needs.

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We understand financial and retirement investing is not a set and go plan. Our certified financial advisors carefully analyze your financial situation, income, retirement goals and other factors to determine the best plan to achieve your goals. We continuously monitor your accounts and follow up with you to decide how to tailor your plan based on the current market.

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Financial planning is a process designed to help you figure out where you are financially and where you want to be in the future. Client First Investment management will help you determine how to get there.

With Client First Investment Management of West Bend, the process involves an initial in-depth review of our clients’ current financial situation. We then create a strategy designed to achieve future goals and objectives. See Our Process for more details!

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Anyone at any age looking for financial peace of mind can benefit from working with a good financial advisor. Client First Investment Management works with people at all income levels and from all walks of life. Whether our customers simply need a few questions answered or ongoing financial assessment, management and direction, Client First Investment Management will be there to provide investment advice and know-how.

Each individual investor’s situation is unique. Someone just starting out may need a detailed, long-term plan of action to establish their future stability. Someone already on the road to achieving their goals simply may need a new strategy, professional insight, fine-tuning or second opinion on their existing plan. This is why Client First Investment Management works to customize our services to meet each investor’s needs.

By focusing on cash flow, investments, taxes, retirement plans, estate strategies, insurance, savings opportunities and other general financial matters, Client First Investment Management can design a customized financial plan for you.

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Our process begins with understanding you: your situation, income, savings, risk tolerance, and goals. It is vital for us to understand you and establish a relationship in order to make recommendations.

Client First Investment Management looks for those investments with the chance of outperforming other investment choices and generating profit. We can rebalance and rebuild your investment options when it’s appropriate. The preservation and continual growth of our clients’ investments is our foremost concern here at Client First Investment Management of West Bend.

Please see the Our Process page for more information.

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The answer to this question is entirely dependent upon the individual investor. Everyone is different and so are investment options. Whether it is finding the best suited investments for you within your 401(k), 403(b), or other employer-sponsored retirement plan; establishing an IRA (Individual Retirement Account), Roth IRAs, and other retirement savings accounts; or a 529 College Savings Plan or Coverdell ESA (Education Savings Account) for your child’s future, we will make sure our recommendations are best suited to you and your situation.

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A Fee-Only Investment Advisor is an investment advisor who only receives compensation from their clients, with neither the advisor nor any related party receiving compensation based on the purchase or sale of a financial product. In other words, we work for you… not a Wall Street brokerage firm.

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Simply put, a stockbroker works for a brokerage firm. In almost all cases, stockbrokers are compensated on the commissions and trailing fees they generate. A stockbroker’s compensation isn’t dictated by the performance of their investment recommendations. Generally speaking, a stockbroker’s interests may be in direct conflict with your interests.

A Registered Investment Advisor firm, like West Bend’s Client First Investment Management doesn’t get paid through commissions. The only compensation a fee-only investment advisor firm receives comes from clients. At Client First Investment Management, we take responsibility for our recommendations. Our success is tied directly to your success.

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Fiduciary duty is the promise made by investment advisors to always put their client’s best interest ahead of their own and that of their firm. When selecting and choosing investment opportunities, a fiduciary will seek the best investments at the best prices at all times and provide impartial advice. At Client First Investment Management, we take our fiduciary duty very seriously.

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Client First Investment Management of West Bend, WI is a Registered Investment Advisor (RIA) and is required to have a Fiduciary relationship with our clients. Not everyone calling themselves financial advisors are bound by the fiduciary code. This includes many brokers that earn commission revenues and sell proprietary products, thereby creating a conflict of interest and making it difficult to put the client’s interests first. As a Fiduciary, we always put our investment clients’ best interests first.

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Absolutely. Client First Investment Management provides professional management and advice for all forms of investment accounts, including IRAs (Individual Retirement Accounts), Roth IRAs, and other retirement savings accounts. We also help people establish 529 College Savings Plans or Coverdell ESAs (Education Savings Accounts) for their children. Our financial advisors work with people from West Bend, Port Washington and all over Washington, Ozaukee, and Dodge Counties to establish personalized retirement income plans.

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We are conveniently located in historic downtown West Bend, Wisconsin. We have clients from all over southeastern Wisconsin – not just Washington County, but Dodge County and Ozaukee County as well. If you are looking for someone to help with your investments or retirement planning in Hartford, Richfield, Jackson, Saukville, Port Washington, Kewaskum, Campbellsport, or Slinger we are just minutes away!

See Contact Us for more detailed location information